Welcome to this charming ranch-style home located outside the gates of Lake Monticello— yet still enjoy full community amenities! Situated on a nearly half-acre corner lot, the property features a beautifully landscaped front yard and a welcoming front porch. Inside, one-level living offers a functional and easy-flow layout with an eat-in kitchen and spacious living areas. Step out onto the large back deck and enjoy peaceful wooded views—ideal for relaxing or entertaining. The full unfinished basement includes a rough-in for a full bath, offering excellent potential for future expansion. SPACIOUS off-street parking adds convenience, and the home is move-in ready and priced below assessed value! HOA includes trash, recycling, road maintenance, tennis and pickleball courts, and full use of the lake for swimming, canoeing, and fishing plus so much more. Enjoy resort style living at the lake!